Credit Repair
United Credit Services, LLC
How Does Credit Repair Work?
We have success in removing Charge-offs, Collections, Late payments, Foreclosures, Bankruptcies, Repos, Judgments, Evictions, Child Support, Tax Liens, Short Sales, Student Loans and Much More! We remove all negative items and keep on all the positive items. This program will have your personal credit profile as good as new in about 60 days. We can even add tradelines to it to get you loans or to help you qualify to purchase a house. We have a proprietary method that works directly to all three credit bureaus.
Our team of certified credit repair specialist go through continuous credit training. We constantly attend credit boot camps, seminars, webinars, and keep up to date with the various credit reporting and credit laws. We understand the process of credit repair, the stall tactics the bureaus use as well as the makeup of the FICO score. We have a legal approach to credit repair. We constantly optimize our dispute letters to stay adjusted with the never ending changes of our industry. For our 60 day expedited process we not only use the legal handcrafted letters but also access certain departments within the credit bureaus few know about which streamlines the process and speeds the process up exponentially.
PROCESS:
1. We Send Attorney Crafted Dispute Letters to your Creditors and Credit Agencies within certain departments.
2. The Letters are Set with US Codes That Creditors/Bureaus violates daily.
3. We have a dual approach challenging negative items by phone and certified mail.
4. When the process is complete and can add seasoned tradelines to really boost your score and get you qualified for a loan (optional).
Our credit repair is proprietary, and extremely expedited in comparison to traditional credit repair. Deletions usually start occurring within the first 30 days. For most clients, the best results happen within the first 45 – 60 days
Credit bureaus keep information on your record up to 10 years, so problematic credit history can follow you around for a LONG time. You came to the right place to skyrocket your consumer buying power!
Is Credit Repair Effective?
ABSOLUTELY! This is highly effective for a credit score after a collection, delinquency, bankruptcy, divorce, Identity theft, judgement, late payment, or foreclosure. We work on all of these. 79% of all credit reports contain errors! This means that most credit reports can be improved instantly. We work on correcting inaccurate and misleading personal data on your credit report. Also inaccurate and unverifiable credit and collection information must be complete, accurate and verifiable otherwise you have the right to dispute the account.
Is Credit Repair Legal?
Credit repair which is 100% legal and it works because of the law. The Fair Credit Reporting Act (FCRA) gives you the right to dispute any item on your credit report. If an item cannot be verified, it must be removed. This is the basis of all credit repair.
The FCRA is a U.S. Government legislation enacted to promote the accuracy, fairness and privacy of consumer information contained in the files of consumer reporting agencies. It is intended to protect consumers from willful and or negligent inclusion of inaccurate information on their credit reports.
We further enhance the method with phone call disputes that really speed the process up. Cost is $89 down (Processing, document preparation, fee, setup fee). Monthly fee of $89. Call Now for a Free Consultation.
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